How Can Lexington Law Help You

Are you trying to buy a new car or a home, and can’t secure a loan or a low-interest loan because of poor credit? Are you just now learning what your credit score consists of? Are there surprises (and not the good kind of surprise) on your credit report? Are you confused by your score? Do you believe there are errors on your credit report and don’t know who to turn to, or who you can trust for advice and help? Lexington Law is exactly who you need to contact today!

For over 20 years, Lexington Law been working with clients, such as yourself, to repair/restore poor credit. Since 1991, the dedicated lawyers of Lexington Law have removed over 4 million “questionable” derogatory marks from credit reports. They are able to successfully reverse the effects of a poor credit score, and are in turn, able to help their clients, achieve what they once thought was not possible–they have a credit score worth being proud of. Lexington Law removes such things as bankruptcies, foreclosures, liens, collections, charge-offs, repossessions, and late payments–things that can negatively affect your credit, and make it hard to obtain that first car, new car, apartment, or dream home for your family.

Lexington Law will not only help you rebuild your credit, but they will make sure that you fully understand your rights as a consumer. They will help you obtain not only a fair credit report but one that is accurate and free of blemishes that don’t need to be there. To the attorneys at Lexington Law, you aren’t just a number. More specifically, you aren’t just a number on a credit report. You’re a human being trying to turn your credit score around. You’re not just trying to rebuild your credit score, you’re trying to rebuild an important aspect of your life that impacts so much more

Lexington Law has a 4-pronged approach to repairing poor credit scores. First, they gather your credit information from not one, not two, but three major credit-reporting bureaus. They gather your information from Trans Union, Experian, and Equifax. Next, they take the time to thoroughly analyze your credit reports. They contact your creditors and work with them to remove those derogatory marks from your credit report. Third, Lexington Law makes sure that you receive a personalized credit score improvement “analysis” each month, with tips on how you can continue to improve your credit score. Lastly, Lexington Law works with you so that you are able to successfully defend your case. They do this by equipping you with the information you need to know on the federal laws that apply specifically to your case. Not only can you follow your case online, but there’s an app for that, as well!

Don’t wait months or even years for your credit score to slowly creep back up to an “acceptable” score. It’s best to read Lexington Law Firm reviews like this one to help you understand what the company can do for you and your credit score today! Contact them at 1-800-641-1975. You can also contact them online; their website address is

Costs You Should Always Avoid

It doesn’t matter how smart you are, sometimes your bill comes and you wonder what the hell happened. Sometimes, your bill is really your bill, other times though, you have accumulated all sorts of stupid costs that you could have avoided, here’s an example of such costs:

1. Traffic Tickets: You may have been in a rush that one time and missed the speed sign or the no parking sign, how do you miss it five times though? The only solution here is to be more careful, that $200 ticket could cost you more than a mere 200 dollars, it could cause your car insurance rates to rise. And besides, is getting to that meeting worth more than your life? Think what would happen if you caused an accident…or ignore that and just think of the amount of gas you are wasting.

2. Late Payments: Sometimes you may forget that you have that one bill and you get charged hella crazy interest for it. Poor organization skills are the root cause of this…well unless you have the memory of a warthog. Keep a list of expected payments and pay them all at once, or organize with your bank and pay your bills immediately as they come.

3. Subscriptions: Ever seen a drop-dead funny web page and decided to subscribe? Even knowing that the next chance you will get to read those jokes again is next Christmas? Subscriptions renew themselves since the web page owner need to make money too, thus tapping into your kid’s college fund. Review all such subscriptions and think whether you really do need them, in this instance, I think 111 have to follow my own advice.

4. Bank Fees: Have you ever wanted a burger so damn much, that even knowing you were flat out broke because it’s that time of month, you still went to the nearest atm and got an overdraft? Leave a little cushion money to avoid overdraft expenses and find a bank that pays interest on your balances, they are everywhere nowadays. Try to keep to your budget and not overspend or find yourself over-drafting for a burger.

5. Haggling discounts: If you are too shy to haggle, take your annoying grandmother with you, she’s got your back, trust me, I would know. Haggling may not be common but in some instances, you just have to For example, while buying antique. Antique dealers determine prices arbitrarily, giving you an opportunity to bargain. Car dealers also expect you to bargain and will sell at a price lower than the named one if you make your case…or if you let your grandma do it for ya.